Renting a Home Versus Buying a Home

The Simple Answer " If you are renting or leasing a home YOU ARE PAYING 100% INTEREST!

Renting		Buying
Disadvantages		Advantages
All of your rent or lease payments are gone forever. No matter what happens with the value of the home, you will never gain that equity!		Part of your house payment is building equity ! Over time, You gain equity the mortgage balance decreases and equity builds, even if the value of the home does not increase
Limited or no ability to personalize Your Home.		The ability to remodel and redecorate the home to match your needs and desires
Zero tax advantages to renting. Your landlord gets any and all tax breaks that are available!		There are also tax advantages attached to owning a home. Interest payments can be deducted. Other Deductions if you work at home. *Consult competant legal and/or accounting advice for details for your situation*

What is a Rent To Own Home or Lease / Purchase ?

A Rent To Own Home or also know as a Lease / Purchase Agreement

combines a basic lease contract with an option to purchase contract.
The tenant/buyer pays to the landlord/seller a nonrefundable option deposit that is applied to the purchase price of the home when the tenant buyer exercises thier option to buy . The tenant/buyer then pays to the landlord/seller rent to the landlord/seller for the tenant/buyer's use of the property.
Rent payments are usually made on a monthly basis. A portion of that monthly payment is often applied to the purchase price and/or the down payment of the home (known as rent credit). During the term of the lease, but before the option expires, the tenant/buyer has exclusive right to buy the home under the terms to which both parties have previously agreed.

Here are some situations where a Lease Purchase Home may be the perfect fit for you.
Have you been denied for a mortgage loan?
Are you tired of renting?
Tax Advantages from Home Ownership!
Do you simply want less commitment?
Are you just ready to own a home?

Then you have come to the right place! We can help you find a House no matter what your situation is! Please Click on the link below and fill out the information and one of our staff will contact you with several home options that fit your needs!

Click Here To Find A Rent To Own Home or Lease Purchase House Today!

Or Complete our "Easy Qualify" Loan Application and realize your dream of home ownership Today

If You Have A Little Money Down We Can Help You Find A Rent To Own Home Today!
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